Mortgage Advice

Mark is dedicated to his work and will not falter until he has found the best deal possible for his customers. Mark is competent, organized, reliable and his attention to detail is faultless. I felt totally at ease relying on Mark to effectively manage my mortgage and pension. After all, I am entrusting him with the future of my family. I would highly recommend this service to everyone, and already have.
Tracey – Halifax, West Yorkshire.

 

infoYour home may be repossessed if you do not keep up repayments on your mortgage.

 

We could reduce your mortgage payments!

There are literally thousands of different mortgage deals available today and selecting the right one for you and at the right price, is often a confusing and time consuming experienceAs Independent Financial Advisors, we have access to every single deal offered by every lender and can advise the one most appropriate to your circumstances. Your reason(s) for taking out a mortgage could include any of the following, all of which we will offer you trustworthy advice on.

I felt totally at ease relying on Mark to effectively manage my mortgage and pension. After all, I am entrusting him with the future of my family. I would highly recommend this service to everyone, and already have.
Tracey – Halifax

  • Remortgage (where you wish to change your existing mortgage, or lender, with a view to getting a better deal).
  • Debt consolidation (where you wish to combine a number of existing loans, into a single, more manageable loan or mortgage).
  • Buy to let (a mortgage on a property you have bought with the specific intention of renting out to a tenant).
  • First time buyer (if you are considering taking out a mortgage for the very first time).
  • Equity release (borrowing against your own property, in order to raise a lump sum, which can be used for any purpose. Predominantly used by retired people, in order that they may more comfortably enjoy their later years).

A fee of £250 is payable at the outset and a further £250 on completion. We will also be paid by commission from the lender. 

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Top 10 reasons to use an IFA

  • Business protection
    My business needs protecting should anything happen to key employees.

  • Buy to let mortgage
    I’m looking at a second property as an investment.

  • House purchase
    I need mortgage advice.

  • Investments
    I wish to maximize tax efficiency.

  • Inheritance tax
    I wish to look at ways in which I could save tax.

  • Portfolio investment advice – I’m not getting the level of service I need on my existing investments.

  • Investment income – I need to provide additional income.

  • Pension advice – I wish to build up a fund to produce income, when I retire.

  • Retirement advice – I wish to make the most of my pension funds as I’m retiring.

  • Guaranteed investments – I have money in the bank, but would prefer not to take risks.

infoSome buy to let mortgages are not regulated by the FCA.